We're Insurance for Expats — an independent, licensed insurance brokerage founded by Mona Anbari. We work for you, not for the insurance company — helping you find the right cover, whether you're just arriving or settling in for good.
Most people navigating German health insurance for the first time end up talking to whoever their employer, landlord, or a random comparison website points them to. That's rarely the same as getting advice that's actually built around your situation.
As an independent brokerage, we compare over 100 statutory and private insurers and recommend what genuinely fits your income, career plans, and life in Germany — not the policy that pays the biggest commission.
Pick the path that matches your plans in Germany — each leads to a different next step.
Newly arriving in Germany and need proof of health cover for your entry visa application? Incoming insurance is fast and straightforward — compare Basic and Pro and apply directly online, no consultation needed.
Planning to build your life in Germany? Private health insurance (PKV) should be matched carefully to your income, career, and family plans — this is where independent advice makes the biggest difference.
If any of these sound familiar, that's exactly what a free first call is for.
We talk by video or phone, in English, about your situation and plans in Germany.
We compare options across 100+ insurers based on what actually fits you.
You get a recommendation you understand — not a sales pitch you have to trust blindly.
Our team stays your point of contact for job changes, family changes, or questions down the line.
Founder & Licensed Insurance Broker
I spent years advising insurance brokers inside a major German insurance group before going independent. That experience showed me how confusing the system can be — even for people who grew up with it. For newcomers to Germany, it's even harder.
Today, I lead a small, dedicated team — from initial scheduling to ongoing support — with access to over 100 statutory and private insurers, so we can give you an honest recommendation. Every recommendation is personally reviewed by me, because we work for you, not the insurer. We'll talk it through by video or phone, in English, until it actually makes sense.
"Friendly, professional, and always reachable. Mona helped me find the right insurer efficiently, explaining everything clearly whenever I had questions."
"More than satisfied with Mona's advice. She takes real time to understand individual needs and always has your best interest in mind — honest recommendations, not sales tactics."
We're not paid more for recommending one insurer over another — our job is to find what's right for you, explain it clearly, and stay available as your situation changes.
If you're not sure whether you need incoming insurance or long-term private cover, book a free call — we'll figure it out together.
Free, no-obligation first conversation — by video or phone, in English.