Incoming insurance for your entry visa
Health insurance is a legal requirement in Germany, including for your entry visa application. Full German health insurance can only be arranged once you officially reside in the country — incoming insurance covers you for exactly this initial period, and you can apply directly online today.
Please note: incoming insurance is accepted for your entry visa only. If you're applying for a long-term residence permit, you'll need full private health insurance (PKV) instead — see PKV for expats.
Basic vs Pro comparison
| Comparison | Basic | Pro |
|---|---|---|
| At the doctor | ✓ | ✓ |
| In the hospital | ✓ | ✓ |
| Pain-relieving dentistry | €500 | €1,000 |
| Dentures | ✗ | €1,250 |
| Dental check-ups | ✗ | €200 |
| Medical check-ups | ✗ | ✓ |
| Massages, packs & inhalations | ✗ | ✓ |
| Medical aids | €500 (after accident only) | ✓ |
| Visual aids (glasses / lenses) | ✗ | €200 |
| Pregnancy check-ups & childbirth | ✗ | ✓ |
| Deductible | €25 | €25 |
| Price per day (age 0–64) | €2.40 | €3.40 |
| Apply — Basic | Apply — Pro |
Both plans meet these standards
The cover fulfils all requirements for a Schengen visa under Regulation (EC) No. 810/2009, and the requirements of Article 7 (1c) of Directive 2004/38/EC (EC Free Movement Directive).
Coverage includes medical and hospital costs, medicinal products, dental treatment, and patient return transport — with a minimum guaranteed coverage of €30,000.
Applying for a long-term residence permit rather than an entry visa? Incoming insurance won't be accepted — you'll need full private health insurance (PKV) instead. See PKV for expats or book a free 15-minute call to check what applies to you.
About incoming insurance
If any of these sound familiar, that's exactly what a free first call is for.
Book a free 15-minute check
If you're employed, planning a long-term stay, or just unsure which insurance your visa or permit application needs, a quick call can save you from a costly mistake.
Free, no-obligation first conversation — by video or phone, in English.