German health insurance, explained in plain English
Practical, no-jargon guides for expats navigating health insurance in Germany — written from years of independent advising, updated as rules change.
All guides
Preventive Check-ups in Germany: What Health Insurance Covers
Which preventive check-ups are covered in Germany? A plain-English guide to GKV screening, cancer checks, dental care, PZR and vaccinations — and what PKV covers.
Read the guideHow Health Insurance Works in Germany for Foreigners
A plain-English introduction to Germany's dual health insurance system — what's compulsory, what's optional, and where expats usually get confused.
Read the guideGKV vs. PKV: Statutory vs. Private Insurance Explained
The two systems work on completely different logic. Here's what actually separates them — and how to tell which one applies to you.
Read the guideDo I Need Health Insurance for My German Visa?
Yes — and the type you need depends on whether you're applying for an entry visa or a residence permit. Here's the difference, explained.
Read the guideSkip the research — run the free check
Every situation is a little different. Our free online check is often faster than reading through everything yourself — and if it makes sense to talk it through afterwards, we'll set up a personal call.
Free & non-binding · Takes about 3 minutes.